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Terms and Conditions

Effective Date: October 9, 2026
Last Updated: October 9, 2026

These Terms and Conditions (“Terms”) govern your access to and use of ibuyfiredamagedhomesriversidecalifornia.com (the “Website”) and services offered through the Website by I Buy Houses With Fire Damage Riverside California (“we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting a property evaluation or offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website concerns the evaluation, marketing, acquisition, sale, and disposition of fire-damaged or otherwise distressed real estate in Riverside, California and surrounding areas.

Depending on the facts and applicable law, we may:

Nothing displayed on the Website itself is a binding purchase offer.

2. Important Clarification of Our Role

The Website presently contains language describing:

These activities can implicate different California laws depending on who performs them, for whom they are performed, and how compensation is structured.

Our actual role in a particular transaction is determined by the transaction documents and actual conduct.

Where we genuinely purchase property for our own account, we may act as a principal buyer.

Where conduct constitutes real estate brokerage for another for compensation or expected compensation, that activity must be performed through a properly licensed California real estate broker or salesperson acting under a broker, unless a lawful exemption applies.

Nothing in these Website Terms authorizes unlicensed brokerage.

3. No Automatic Agency or Fiduciary Relationship

Use of the Website does not itself create:

If a licensed California real estate professional represents you or another party, separate agency and representation documents control.

4. Principal Buyer Conflict

Where we seek to purchase property for our own account:

5. No Obligation to Sell

Submitting property information or requesting an evaluation does not obligate you to sell.

You may reject any proposed offer unless and until a legally enforceable agreement provides otherwise, subject to applicable cancellation rights.

6. No Obligation to Purchase

Submitting information does not require us or another prospective purchaser to:

7. Eligibility and Authority

By submitting property information, you represent that:

8. Property Research and Evaluation

We or transaction participants may research:

9. Property Evaluation Is Not a Seller Inspection Warranty

Any evaluation performed for acquisition, investment, marketing, or transactional purposes is not automatically:

Sellers should obtain independent professional advice where appropriate.

10. Preliminary Offers and Valuations

Any preliminary:

is non-binding unless incorporated into an enforceable agreement.

11. Marketing Claims Concerning Value

Website statements concerning:

do not guarantee:

12. Binding Transactions

A binding real estate transaction arises only when applicable parties execute legally enforceable transaction documents.

Closing may depend on:

13. California Transfer Disclosure Statement

California generally requires a Real Estate Transfer Disclosure Statement (“TDS”) in many transfers of residential real property containing one to four dwelling units, subject to statutory exemptions.

A direct cash or investor sale is not automatically exempt because:

14. TDS Timing

For a conventional covered transaction, the TDS generally must be delivered as soon as practicable before transfer of title.

Certain alternative transaction structures have separate timing rules.

15. Late TDS and Termination Rights

If a required TDS or material amendment is delivered after execution of the buyer’s offer, California law generally provides:

for the buyer to terminate by written notice.

Nothing in these Terms shortens those rights.

16. TDS Obligations Cannot Simply Be Waived

Where California’s statutory disclosure requirements apply, an as-is label or investor purchase does not automatically eliminate them.

Applicable statutory disclosure obligations should be completed using current California forms and procedures.

17. TDS Exemptions

California provides transaction-specific exemptions for certain transfers, including qualifying:

An exemption should be verified for the actual transaction.

18. Fire Damage and Seller Disclosure

Fire, smoke, firefighting water, and restoration can create material conditions involving:

Known material conditions should not be concealed or misrepresented.

19. Material Facts

California’s disclosure framework preserves duties concerning known facts materially affecting value or desirability.

Fire-created conditions can be material even where the buyer intends to renovate the property.

20. No Universal Fire-Document Package

California does not impose one universal rule requiring every seller automatically to provide every:

A document may nevertheless be required by:

21. Natural Hazard Disclosure

California separately requires a Natural Hazard Disclosure Statement (“NHD”) in qualifying residential transfers.

The NHD addresses specified hazard areas including:

22. Riverside Fire Hazard Severity Zones

The City of Riverside recognizes current Fire Hazard Severity Zones classified as:

The applicable parcel should be evaluated using current official mapping.

Historical structure fire damage does not itself establish the property’s wildfire-zone classification.

23. Wildfire Disclosure for Certain Pre-2010 Homes

Where residential property subject to California’s disclosure law:

Civil Code section 1102.6f requires additional wildfire-hardening disclosure.

For transactions on or after July 1, 2025, the notice includes specified low-cost wildfire retrofits and identifies which listed retrofits, if any, were completed during the seller’s ownership.

24. Actual Fire Damage and Wildfire Risk Are Different

A Riverside property can:

These should not be treated as the same disclosure.

25. Defensible Space

Where applicable law or local requirements impose defensible-space duties or inspections, those obligations should be reviewed separately.

The City of Riverside began wildfire safety inspections in designated hazard zones in 2026.

The actual parcel and applicable zone control.

26. As-Is Sales

An as-is transaction may mean that the buyer agrees not to require repairs from the seller.

It does not automatically eliminate:

27. No Universal Requirement to Restore Before Sale

California does not impose one universal statewide rule requiring every fire-damaged house to be completely restored before sale.

A damaged property may potentially be sold in its existing condition.

Governmental repair orders, unsafe-building findings, permits, occupancy restrictions, environmental rules, insurance obligations, or contractual provisions may nevertheless apply.

28. Riverside Damage-Repair Permitting

The City of Riverside requires permits for most construction projects, including covered work to:

Fire restoration frequently falls within these categories.

29. Damage Assessment Reports

Riverside’s current permit portal identifies Damage Repair as a specific project type and requires a Damage Assessment Report as part of the plan-submittal process.

A seller or purchaser planning post-fire repairs should therefore determine whether City damage-assessment and permit requirements apply.

30. Fire Prevention Permits and Plan Review

The Riverside Fire Department separately administers Fire Prevention permitting and plan review.

Depending on the restoration project, fire-related systems or work may require Fire Department review, permits, plans, and inspections.

31. Sale Does Not Eliminate Code Problems

A transfer does not automatically:

The purchase agreement should address known governmental conditions.

32. Contractors and Restoration Work

Any regulated:

must comply with applicable licensing, permit, environmental, worker-safety, and disposal requirements.

33. California Contractor Licensing

California separately regulates contracting.

Acquiring a property does not itself authorize an investor to perform work requiring a contractor license.

Any claimed owner-builder exemption should be evaluated under its actual statutory requirements.

34. Inspections and Due Diligence

The buyer may conduct due diligence allowed by the transaction agreement, including:

35. Fast-Sale Statements

The Website states that many clients receive offers within a few weeks and emphasizes an expedited sale.

Such statements describe possible or intended timing and are not guarantees.

Actual timing may depend on:

36. “Marketing” and Negotiation Language

The Website presently states that it:

If the operator performs those activities for the homeowner for compensation or expected compensation, California real estate licensing law can apply.

The Website should not use brokerage-style language casually if the actual business model is simply purchasing for its own account.

37. California Real Estate Broker Licensing

California generally requires a real estate broker license where a person, for compensation or in expectation of compensation, acts for another to:

The actual conduct and compensation structure control.

38. Principal Buyer Versus Broker

A genuine buyer acquiring property for its own account is differently situated from a person acting for the seller.

If the business intends to be a direct buyer, its advertising and sales process should clearly reflect that role.

If it intends to market property, locate purchasers, or negotiate for sellers, licensed brokerage review is warranted.

39. Wholesaling and Assignment

California does not currently have a separate fully enacted wholesaler-specific statutory regime that replaces ordinary brokerage law.

The legality of a wholesale transaction therefore depends on matters including:

40. Contractual Interest Is Not Legal Title

Holding a purchase agreement, option, assignment right, or equitable interest is different from holding record legal title.

A contract holder should not falsely represent that:

41. Assignment Depends on the Contract

Whether a purchase agreement may be assigned depends on:

42. Owner-Occupied Property in Foreclosure

California provides particularly strong protections where an investor purchases qualifying owner-occupied residential property after a notice of default has been recorded.

Such transactions can fall under the Home Equity Sales Contract Act.

43. Home Equity Sales Contract Requirements

A covered contract generally must:

44. Five-Business-Day Cancellation Right

A covered equity seller generally may cancel until the earlier of:

Nothing in these Terms limits that right.

45. Restrictions During the Cancellation Period

A covered equity purchaser generally may not prematurely:

in violation of the statute during the cancellation period.

46. No Misleading Statements to Distressed Sellers

A covered purchaser may not make untrue or misleading statements concerning:

47. Foreclosure Consultants

California separately regulates persons who, for compensation, promise services intended to:

A principal purchaser should not simultaneously portray itself as a paid foreclosure consultant without separate legal compliance.

48. Foreclosure-Consultant Cancellation and Advance Fees

Covered foreclosure-consultant contracts generally provide a five-business-day cancellation right, and California restricts advance compensation.

A covered foreclosure consultant also generally may not acquire the homeowner’s residence through the consulting relationship.

49. Requesting an Evaluation Does Not Stop Foreclosure

Submitting information to the Website does not automatically:

50. Federal Mortgage-Assistance Rules

Where separate activities constitute mortgage-assistance-relief services, federal law can impose additional requirements regarding:

51. No Foreclosure-Rescue Guarantees

Unless separately authorized and qualified, we do not represent that:

52. Multilingual California Transactions

Where California Civil Code section 1632 applies and a qualifying transaction is principally negotiated in:

a translation of the agreement may be required before execution.

53. Probate, Estate, and Trust Property

Submitting inherited, estate, probate, or trust property does not establish authority to sell.

A transaction may require:

54. Insurance Claims and Fire Proceeds

We do not act as your insurer, insurance producer, public adjuster, or insurance attorney unless separately established through a legally compliant relationship.

Sellers are responsible for understanding:

55. Pending Insurance Claims

Where property is sold with a pending claim, transaction documents should address rights to:

56. Insurance Rights Do Not Automatically Transfer

Selling property does not automatically transfer:

Those rights depend on policy language, timing of loss, applicable law, lender rights, and transaction documents.

57. Public Adjusting

Nothing on the Website constitutes public-adjusting services.

A seller needing help negotiating an insurance claim should use an appropriately licensed professional or attorney where required.

58. Recent Investor Resales

California imposes additional disclosure requirements in specified sales of single-family residential property where the seller acquired title within the preceding 18 months and qualifying contractor work was performed after acquisition.

An investor that buys, repairs, and quickly resells a fire-damaged home should review those separate recent-resale disclosure requirements.

59. Federal Lead-Based Paint Disclosure

Federal lead-based-paint disclosure requirements may apply to qualifying residential housing constructed before 1978.

Nothing on the Website replaces those requirements.

60. Common Interest Developments

If property is within a condominium, planned development, or other qualifying common-interest development, separate California association-document disclosure requirements may apply.

61. Telephone Communications

By providing a telephone number and requesting an evaluation or offer, you authorize reasonable responsive communications regarding:

Additional consent will be obtained where required for regulated automated, prerecorded, artificial-voice, or marketing communications.

62. California Recording Law

California generally prohibits intentionally recording a confidential communication without the consent of all parties, subject to statutory exceptions.

Confidential acquisition or property calls should therefore not be silently recorded.

63. Text Messages

If you provide a mobile number and applicable consent, we may communicate by text concerning your property inquiry.

Where required, additional consent will be obtained before regulated automated or promotional messaging.

Reply STOP to request that applicable messages stop.

64. Email Communications

By providing an email address, you authorize communications regarding property evaluation, potential offers, scheduling, due diligence, follow-up, and related services.

Applicable promotional emails will include an unsubscribe mechanism.

65. Privacy

Our handling of personal information is described in our Privacy Policy.

66. Independent Advice

Selling fire-damaged property can have significant legal, tax, financial, insurance, construction, environmental, and personal consequences.

You may wish to consult:

67. No Professional Advice

Website content is general information and does not constitute individualized legal, tax, accounting, financial, insurance, construction, engineering, appraisal, environmental, mortgage, or foreclosure advice.

68. Acceptable Use

You may not:

69. Intellectual Property

Unless otherwise stated, original Website text, branding, graphics, designs, layout, and software are owned by or licensed to I Buy Houses With Fire Damage Riverside California.

70. Third-Party Services

We are not responsible for independent third-party websites, privacy practices, services, representations, or conduct.

71. Website Availability

We may modify, suspend, restrict, or discontinue Website features.

Continuous availability is not guaranteed.

72. No Guarantee of Transaction

We do not guarantee:

73. Testimonials

Testimonials describe individual reported experiences.

They do not guarantee equivalent results for another property owner.

74. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

Nothing in these Terms eliminates rights that California law does not permit to be waived.

75. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, I BUY HOUSES WITH FIRE DAMAGE RIVERSIDE CALIFORNIA AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities under a separately executed purchase agreement, brokerage agreement, assignment agreement, Home Equity Sales Contract, foreclosure-consultant agreement, contractor agreement, or other transaction-specific document unless that agreement expressly provides otherwise and applicable law permits it.

76. Independent Third Parties

To the maximum extent permitted by law, we are not responsible for independent third-party representations, contracts, professional services, pricing, performance, privacy practices, or conduct.

Nothing in this provision excludes liability that applicable law does not permit to be excluded.

77. Indemnification

To the extent permitted by law, you agree to indemnify us from claims arising from your:

78. Governing Law

These Terms are governed by the laws of the State of California, except where another law must apply.

79. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, foreclosure, and transaction-specific requirements, proceedings arising solely from Website use may be brought in a court of competent jurisdiction in California.

These Website Terms do not impose mandatory arbitration.

A separate transaction agreement may contain different enforceable dispute provisions.

80. Non-Waivable Rights

Nothing in these Terms waives rights that cannot legally be waived under applicable:

81. Transaction Agreements Control

These Website Terms do not replace:

A separately executed agreement governs the transaction to the extent enforceable.

82. Changes

We may update these Terms periodically.

Updated Terms become effective when posted or on another identified effective date, subject to law.

83. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed.

The remaining provisions will remain effective.

84. No Waiver

Failure to enforce a provision does not waive later enforcement.

85. Assignment

You may not assign these Website Terms without our written consent.

We may assign these Terms in connection with a merger, financing, restructuring, acquisition, or sale of assets, subject to law.

This provision does not determine whether a real estate purchase agreement is assignable.

86. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy govern Website use.

They do not supersede separately executed transaction documents.

87. Contact Us

Questions concerning these Terms may be directed to:

I Buy Houses With Fire Damage Riverside California
Riverside, California
United States

Website: ibuyfiredamagedhomesriversidecalifornia.com